Building Financial Clarity Through Better Planning

Started in 2018, hilvenarix emerged from a simple observation—most people struggle not because they can't manage money, but because they can't see their financial commitments clearly laid out over time.

We're based in Queanbeyan, working with clients across Australia who want straightforward tools for tracking payment dates, subscription renewals, and financial milestones.

Financial planning workspace with calendar and documentation

How We Got Here

The idea came from watching people miss payment deadlines not because they forgot—but because tracking everything across different platforms got overwhelming. Credit cards, insurance policies, streaming services, loan repayments. Each had its own schedule, its own notification system.

2018

The Beginning

Launched our first calendar tool after talking with 40 small business owners about their financial tracking challenges. Most were using spreadsheets or paper diaries.

2021

Expanding Tools

Added subscription tracking features when we realized clients were losing money to forgotten auto-renewals. This became our most-used feature within three months.

2024

Learning Programs

Started teaching workshops on financial organization after repeated requests. People wanted to understand the methodology, not just use the tools.

2025

Today

Working with over 800 clients across NSW and Victoria. Our focus remains the same: making financial dates visible and manageable.

Calendar planning session with financial documents

Organized financial planning materials and tools

What Drives Our Work

Financial stress often stems from uncertainty about what's coming. When you can see your obligations mapped out, decisions become clearer and anxiety drops.

Visual Organization

We believe calendar-based planning beats lists and spreadsheets because it shows context. Seeing three large payments clustered in one week changes how you prepare.

Our system color-codes different commitment types and shows historical patterns so you can spot trends before they become problems.

Practical Education

Tools help, but understanding why certain planning methods work matters more. Our learning programs teach the thinking behind effective financial calendars.

Sessions run quarterly and focus on real scenarios participants bring—no generic advice or theory disconnected from actual life.

Honest Limitations

We won't tell you calendar planning solves all money problems. It doesn't. But it does prevent missed payments, redundant subscriptions, and surprise renewal charges.

Some clients need debt counseling or investment advice—we refer them to appropriate professionals rather than overstepping our expertise.

Evelina Thorsell

Financial Planning Coordinator

Joined us in 2020 after working in bookkeeping for seven years. She noticed clients struggled more with organizing payment schedules than with the actual accounting.

Now leads our client onboarding process and designs custom calendar systems for people with complex financial situations—multiple properties, business obligations, family trusts.

"Most people already know what they need to pay. They just need a system that prevents things from slipping through the cracks."

Discuss Your Planning Needs